Saturday, January 23, 2010
Overbrook Park Civic Association
OPCA is now on Facebook! Join their group and get updated on events. For more information on meetings and information, please contact Angela Albergotti at 215-871-7998. You can also visit them on the web at http://www.overbrookparkcivicassoc.org/.
NOAH Update
Hello, Neighbors, and Happy New Year!
The Neighbors of Overbrook Association (NOAH) would like to update you on some neighborhoods developments:
NOAH's new website:
NOAH has a new website that will be unveiled shortly. The minute the finalized version of the website is ready to go, we will announce it via email.
This website will provide a host of information that fomerly could only be communicated from NOAH via emails, etc. We hope this will be a resource you can use and look to for assistance.
Again, look for an email announcing the website's URL coming soon.
NOAH's next board meeting:
NOAH's board will next meet on Thursday, 11 February, 2010 at 7.30pm at Good Shepherd Presbyterian Church in the house attached at rear of the church, at Marlyn Road and Lansdowne Avenue.
Board meetings are open to the public - if you need more details, please email Ryan Caviglia at noah19151@gmail.com.
The Village at 63rd Street Coffee Shop:
We would like to make you aware of a new coffee shop the just opened. It is called, "The Village" and is operated by Overbrook Farms resident, Steve Cunningham.
The Village is located at 2035 N. 63rd Street, just north of Woodbine Avenue, across from Our Lady of Lourdes Church.
For the time being, hours are limited to 7am to 6pm.
More details can be found at www.thevillageat63rdstreet.com
Note: NOAH does not endorse for-profit businesses to the public, but if a business has made a considerable investment in aesthetic improvements to its building, or surrounding area, or provides a new service to the community, we are willing to announce it on the email list.
Code Violations? Sanitation Problems? Let NOAH know!
NOAH has a good relationship with Councilman Curtis Jones and his staff; we also have a productive relationship with the Streets Department. If you have persistent sanitation or code violation issues on your block or that you see in the community, please let us know. We can report addresses and problems to the appropriate department/contact. Please also file the complaint with the City's 311 system - this is something that must be done for all violations that are reported.
Medians in Overbrook? They're not trash dumps.
Yet another holiday season has passed, and yet again people have discarded Christmas trees along landscape medians on Lebanon Avenue and Marlyn Road.
NOAH has announced for years that this practice must stop - it is a sanitation violation to dump trees on the medians.
The trees on the medians get taken away only because we report them to the Streets Department and beg for them to be picked up.
Volunteers maintain the plantings on these medians - they are meant to enhance, not trash, the community.
Trees should be discarded with your regular trash - if they are not taken on trash day, report it to 311 or the Streets Department; they should come again and take the trees.
If you see someone dumping any trash, etc. on the medians, please tell them to stop or report it to NOAH.
Nearly 600 daffodils will bloom along the medians on Lebanon this spring thanks to a dedicated volunteer that planted bulbs this fall; is this the sort of place trash should be dumped?
NOAH thanks you for your time, support, and good-neighborliness! Have a great rest of the month and if we can help you in any way, please email noah19151@gmail.com.
Respectfully,
Ryan Caviglia
Board Secretary
Neighbors of Overbrook Association (NOAH)
noah19151@gmail.com
***The Neighbors of Overbrook Association (NOAH) is a community-action group serving the people of Overbrook. Any questions and concerns may be sent to noah19151@gmail.com. Look for NOAH's new website to be announced in the coming weeks.
The Neighbors of Overbrook Association (NOAH) would like to update you on some neighborhoods developments:
NOAH's new website:
NOAH has a new website that will be unveiled shortly. The minute the finalized version of the website is ready to go, we will announce it via email.
This website will provide a host of information that fomerly could only be communicated from NOAH via emails, etc. We hope this will be a resource you can use and look to for assistance.
Again, look for an email announcing the website's URL coming soon.
NOAH's next board meeting:
NOAH's board will next meet on Thursday, 11 February, 2010 at 7.30pm at Good Shepherd Presbyterian Church in the house attached at rear of the church, at Marlyn Road and Lansdowne Avenue.
Board meetings are open to the public - if you need more details, please email Ryan Caviglia at noah19151@gmail.com.
The Village at 63rd Street Coffee Shop:
We would like to make you aware of a new coffee shop the just opened. It is called, "The Village" and is operated by Overbrook Farms resident, Steve Cunningham.
The Village is located at 2035 N. 63rd Street, just north of Woodbine Avenue, across from Our Lady of Lourdes Church.
For the time being, hours are limited to 7am to 6pm.
More details can be found at www.thevillageat63rdstreet.com
Note: NOAH does not endorse for-profit businesses to the public, but if a business has made a considerable investment in aesthetic improvements to its building, or surrounding area, or provides a new service to the community, we are willing to announce it on the email list.
Code Violations? Sanitation Problems? Let NOAH know!
NOAH has a good relationship with Councilman Curtis Jones and his staff; we also have a productive relationship with the Streets Department. If you have persistent sanitation or code violation issues on your block or that you see in the community, please let us know. We can report addresses and problems to the appropriate department/contact. Please also file the complaint with the City's 311 system - this is something that must be done for all violations that are reported.
Medians in Overbrook? They're not trash dumps.
Yet another holiday season has passed, and yet again people have discarded Christmas trees along landscape medians on Lebanon Avenue and Marlyn Road.
NOAH has announced for years that this practice must stop - it is a sanitation violation to dump trees on the medians.
The trees on the medians get taken away only because we report them to the Streets Department and beg for them to be picked up.
Volunteers maintain the plantings on these medians - they are meant to enhance, not trash, the community.
Trees should be discarded with your regular trash - if they are not taken on trash day, report it to 311 or the Streets Department; they should come again and take the trees.
If you see someone dumping any trash, etc. on the medians, please tell them to stop or report it to NOAH.
Nearly 600 daffodils will bloom along the medians on Lebanon this spring thanks to a dedicated volunteer that planted bulbs this fall; is this the sort of place trash should be dumped?
NOAH thanks you for your time, support, and good-neighborliness! Have a great rest of the month and if we can help you in any way, please email noah19151@gmail.com.
Respectfully,
Ryan Caviglia
Board Secretary
Neighbors of Overbrook Association (NOAH)
noah19151@gmail.com
***The Neighbors of Overbrook Association (NOAH) is a community-action group serving the people of Overbrook. Any questions and concerns may be sent to noah19151@gmail.com. Look for NOAH's new website to be announced in the coming weeks.
Wednesday, April 22, 2009
Clean Up Your Block on April 25th!
Hello Neighbors:
The Neighbors of Overbrook Association (NOAH) reminds you that the first regularly-scheduled 19th Police District-wide block clean up day is this Saturday, 25 April, 2009!
All block captains are asked to coordinate your neighbors and come out to tidy up your block and surrounding community as much as possible. Block captains, if you need city-provided bags and brooms and signs to instruct neighbors to move cars off streets, call Ms. Cassandra Whiters at (215) 685-3975 . With budget cutbacks, the City is no longer handing out materials as a given, so a call must be placed.
Trash trucks from the Streets Department will be coming around to pick up bags of trash from block cleanups along major streets.
Please place bags of trash on corners - do not place bags on Lebanon Avenue medians, please please! No household trash is to be accepted.
Cleanups typically start around 8-9am and trash trucks get around between 12 and 2pm.
See you outside on Saturday the 25th!
Ryan Caviglia
Board Secretary
Neighbors of Overbrook Association (NOAH)
The Neighbors of Overbrook Association (NOAH) reminds you that the first regularly-scheduled 19th Police District-wide block clean up day is this Saturday, 25 April, 2009!
All block captains are asked to coordinate your neighbors and come out to tidy up your block and surrounding community as much as possible. Block captains, if you need city-provided bags and brooms and signs to instruct neighbors to move cars off streets, call Ms. Cassandra Whiters at (215) 685-3975 . With budget cutbacks, the City is no longer handing out materials as a given, so a call must be placed.
Trash trucks from the Streets Department will be coming around to pick up bags of trash from block cleanups along major streets.
Please place bags of trash on corners - do not place bags on Lebanon Avenue medians, please please! No household trash is to be accepted.
Cleanups typically start around 8-9am and trash trucks get around between 12 and 2pm.
See you outside on Saturday the 25th!
Ryan Caviglia
Board Secretary
Neighbors of Overbrook Association (NOAH)
Monday, February 2, 2009
What do you want information on?
The Kendrick Group would like to know what you would like to hear or see posted on this site. We created this site for the residents of Overbrook, so please share and add to the discussion!
$7500 Tax Credit for First Time Buyers
First-Time Buyer Tax Credit: A Reason to Buy Now
The homeownership tax credit that the federal government created earlier this year is a hard-won tool at your disposal to encourage your customers to jump off the fence and get into the home buying market. When you combine the tax credit with today’s continuing low interest rates, large selection of for-sale inventory, and low home prices, many of the pieces are in place for your customers to buy now.
How the Tax Credit Works
The First-time Home Buyer Tax Credit was passed this year as part of the Housing and Economic Recovery Act (H.R. 3221) on July 30 and targets any individual or household that hasn’t owned a home for at least three years. Taxpayers can take the credit on their 2008 tax return if they bought their house this year after April 9. It’s worth up to $7,500 and can be taken in a single tax year. Authorization for the credit ends July 1, 2009, so if your customers wait to buy in the first half of 2009 they can take the credit on their 2009 tax return.The actual credit amount is set as a percentage of the home purchase amount. That percentage amount is 10 percent, so your customers can get 10 percent of the home price credited against their tax liability, up to a maximum $7,500. Income limits are $75,000 for individuals and $150,000 for households. Individuals whose income exceeds the $75,000 limit but isn’t more than $95,000 can still take the credit but on a reduced basis. The same thing applies to households earning up to $170,000.Any house is eligible as long as it’s a primary residence and is in the United States.
Buyers Have 15 Years to Pay Back
To help keep the program cost effective for taxpayers, the federal government requires the tax credit to be paid back in small, 6.67-percent increments over 15 years. For that reason, some analysts have likened the credit to a 15-year, interest-free loan to help make home buying affordable. There’s one restriction on the type of financing that your customers can use if they plan to take the credit. That restriction is on tax-exempt mortgage financing. That only applies if your clients are using below-market interest-rate financing from a public agency or nonprofit that’s funding the loan using proceeds from a tax-exempt mortgage-revenue bond issue. For most buyers, this won’t be an issue. It’s mainly an issue for low-income buyers using special mortgage financing.
Courtesy of: Realtor Magazine
The homeownership tax credit that the federal government created earlier this year is a hard-won tool at your disposal to encourage your customers to jump off the fence and get into the home buying market. When you combine the tax credit with today’s continuing low interest rates, large selection of for-sale inventory, and low home prices, many of the pieces are in place for your customers to buy now.
How the Tax Credit Works
The First-time Home Buyer Tax Credit was passed this year as part of the Housing and Economic Recovery Act (H.R. 3221) on July 30 and targets any individual or household that hasn’t owned a home for at least three years. Taxpayers can take the credit on their 2008 tax return if they bought their house this year after April 9. It’s worth up to $7,500 and can be taken in a single tax year. Authorization for the credit ends July 1, 2009, so if your customers wait to buy in the first half of 2009 they can take the credit on their 2009 tax return.The actual credit amount is set as a percentage of the home purchase amount. That percentage amount is 10 percent, so your customers can get 10 percent of the home price credited against their tax liability, up to a maximum $7,500. Income limits are $75,000 for individuals and $150,000 for households. Individuals whose income exceeds the $75,000 limit but isn’t more than $95,000 can still take the credit but on a reduced basis. The same thing applies to households earning up to $170,000.Any house is eligible as long as it’s a primary residence and is in the United States.
Buyers Have 15 Years to Pay Back
To help keep the program cost effective for taxpayers, the federal government requires the tax credit to be paid back in small, 6.67-percent increments over 15 years. For that reason, some analysts have likened the credit to a 15-year, interest-free loan to help make home buying affordable. There’s one restriction on the type of financing that your customers can use if they plan to take the credit. That restriction is on tax-exempt mortgage financing. That only applies if your clients are using below-market interest-rate financing from a public agency or nonprofit that’s funding the loan using proceeds from a tax-exempt mortgage-revenue bond issue. For most buyers, this won’t be an issue. It’s mainly an issue for low-income buyers using special mortgage financing.
Courtesy of: Realtor Magazine
Monday, May 5, 2008
Overcoming the misconceptions about the "credit crisis"
You’ve watched the news and read about it in the papers. You know, the “credit crisis” and how buyers need 20 percent down in order to buy a home? And even if you found a buyer with 20 percent down, lenders aren’t making loans anyway. So, why bother, right? Wrong!
We’re right smack in the middle of what just might be the biggest disservice ever perpetrated on potential home buyers. It seems the press just can’t get enough of all the gloom and doom in the housing industry. The fact is that mortgage money is as available today as it was a year ago and loans are being made this very moment with little or no money down. And, no, platinum credit isn’t required. You just need to know where to look. Who are these lenders? They’re right down the street.
Federal Housing Administration (FHA) loans are exploding onto the mortgage scene; recent estimates are that one out of five mortgages are FHA loans. FHA loans never went away, their reemergence is a result of the collapse of the sub-prime market. FHA doesn’t technically have a minimum credit score, although, in practice, lenders won’t approve an FHA loan with a credit score below 500. But that’s a far cry from the notion that an 800 score is the only thing lenders care about.
The best part? FHA only requires 3 percent down. 3 percent. And that 3 percent can come in the form of a gift or grant. FHA borrowers only need to have $500 in a transaction. All the while, FHA mortgage rates are as good or better than their conventional counterparts.
Low or no down payment, extremely competitive rates and easier qualifying. No wonder FHA is moving up the charts!
Please contact me if you would like more information about FHA loans or help getting into your first home (610) 520-6555.
We’re right smack in the middle of what just might be the biggest disservice ever perpetrated on potential home buyers. It seems the press just can’t get enough of all the gloom and doom in the housing industry. The fact is that mortgage money is as available today as it was a year ago and loans are being made this very moment with little or no money down. And, no, platinum credit isn’t required. You just need to know where to look. Who are these lenders? They’re right down the street.
Federal Housing Administration (FHA) loans are exploding onto the mortgage scene; recent estimates are that one out of five mortgages are FHA loans. FHA loans never went away, their reemergence is a result of the collapse of the sub-prime market. FHA doesn’t technically have a minimum credit score, although, in practice, lenders won’t approve an FHA loan with a credit score below 500. But that’s a far cry from the notion that an 800 score is the only thing lenders care about.
The best part? FHA only requires 3 percent down. 3 percent. And that 3 percent can come in the form of a gift or grant. FHA borrowers only need to have $500 in a transaction. All the while, FHA mortgage rates are as good or better than their conventional counterparts.
Low or no down payment, extremely competitive rates and easier qualifying. No wonder FHA is moving up the charts!
Please contact me if you would like more information about FHA loans or help getting into your first home (610) 520-6555.
Thursday, March 27, 2008
FREE Movie Night Friday March 28th 6:45PM
Light of the World Ministries presents a free movie night!
Children of all ages, bring your parents to see the hit film, "Ratatouille."
Where? Good Shepherd Presbyterian Church, 65th and Lansdowne
(Use red door on the 65th Street side of the church)
Date: Friday, 28 March, 2008Time: 6:45 PM
This is free event! Snacks will be provided!
Please direct any questions to info@lwmi.net
Children of all ages, bring your parents to see the hit film, "Ratatouille."
Where? Good Shepherd Presbyterian Church, 65th and Lansdowne
(Use red door on the 65th Street side of the church)
Date: Friday, 28 March, 2008Time: 6:45 PM
This is free event! Snacks will be provided!
Please direct any questions to info@lwmi.net
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